XS Direct Car Insurance UK Reviews

Probably the worst company I’ve ever dealt with, if you want to lose thousands joining this company’s probably your best bet.

Date of experience : August 18, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Advertisement Feb 24, 2022

It's a very bad insurance company I…

It's a very bad insurance company I have a non-fault claim with them and after I'm waiting for three months to give me the result and my money they cancel my policy for no reason and they were too rude to me

Date of experience : February 24, 2022

Apr 19, 2019

Worst insurance out here- don’t be…

Worst insurance out here- don’t be fooled and make sure you check their £ 3000.- excess.
Insurance company and they don’t provide a courtesy car !

Date of experience : April 19, 2019

Nov 27, 2018

Worst insurance ever good luck if you…

Worst insurance ever good luck if you got to claim against 3rd party insurance they try get you to admit liability

Date of experience : November 27, 2018

Feb 3, 2020

Worst insurance company I have ever…

Worst insurance company I have ever come across. Make sure you do not use them they will cause you massive aggravation in an event of a claim even if its not your fault. DO NOT USE.

Date of experience : February 03, 2020

Advertisement Sep 17, 2020

Poor customer service.

Poor customer service.
I was insured for a year.
A comprehensive insurance
I have been issued a penalty for having sold the car and not continuing with the insurance.

Date of experience : September 17, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Updated Oct 29, 2019

Fictitious claims

Avoid this insurance company . check your excess and its probably GBP3000 and your windscreen cover is NOT covered fully ! up to GBP300

Date of experience : March 15, 2019

Feb 26, 2020

Found a very cheap quote but then they…

Found a very cheap quote but then they tried to add another £600. I'm so happy I managed to swerve them after reading the reviews. Scamming company.

Date of experience : February 26, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Apr 5, 2019

Complete cover group discount

I got Xs direct insurance through complete cover group.
I was helped with my car insurance by a nice girl called Sophia at complete cover group she coached me into getting such a great deal by guiding me to say I was married and a nurse ( I never knew this would get you money off your insurance) although I’m happy with my insurer XS direct I feel my excess is high. My friend said she did the same with him and got him discounts he said her name was Sophia hassain, we would have loved to give 5 stars to the complete cover group and Xs direct but feel that she get getting a lot of commission so don’t need it but are happy to recommend using this company for discounts.

Date of experience : April 05, 2019

Advertisement Jan 11, 2019

Nasty company

Nasty company. Rude staff . If i could i would give a minus 10. They done everything in their power to p
Upset me. Even gave me a at fault claim for no reason when they could clearly see that the third party was at fault. Do not insure with this company as they are out here to help the third party instead of you so they can make extra cash o the side. And trust me when I say we should all put a petition to scrap them because this company should exist.

Date of experience : January 11, 2019

Apr 24, 2020

Please people dont use this company

Please people dont use this company. All they do is take your money and customer service is so bad the worst company I have ever came across. When you have a accident they dont even pay you out

Date of experience : April 24, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Mar 13, 2020

Would have given them a 0 if I could

Would have given them a 0 if I could. Stay away from this scam. Inefficient and rude staff members. They don’t give a damn about solving your problems.

Date of experience : March 13, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Aug 10, 2020

FRAUD..NEVER BUY THIS INSURANCE

FRAUD..NEVER BUY THIS INSURANCE. THEY WILL PUT LIABILITY ON YOU AND ASK TO PAY FULL ACCESS CHARGE.
AVOID

Date of experience : August 10, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Advertisement Apr 30, 2020

Worst company to come across they don’t…

Worst company to come across they don’t value customers they like to take your money and blame you. Joke how they can con customers out.

Date of experience : April 30, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Jun 2, 2020

The worst company you can ever use…

The worst company you can ever use please stay away it’s well worth paying the extra had a £30,000 car written off The third-party excepted liability and now they’re still trying to validate my policy stay away

Date of experience : June 02, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.

Jul 25, 2019

I don’t even want to give them a…

I don’t even want to give them a star. got into an accident wasn’t my fault bare in mind this was 4 months ago, they have only just got back to me saying I basically lost and have to pay an amount that nobody has in their account at that present moment I told them okay I’ll pay in instalments and the man told me if I do that he would cancel my insurance bare in mind my insurance is already finished supposed to get a renewal quote so what exactly are you cancelling.

They like to threaten you cause if an insurance company cancel your policy getting a new one could be difficult all I’ll say is don’t use them I didn’t even know they where attached to the insurance company I was originally with

Date of experience : July 25, 2019

Jun 6, 2021

Very bad experience

Very bad experience
High excess and no added extras
Also very lengthy and elongated payment process.

Date of experience : June 06, 2021

Reply from XS Direct Car Insurance UK

Thank you for taking the time to write a review. We're sorry you were unhappy with your experience. The policy excess and any policy add-ons are clearly set out during the sales process, as well as in your policy documentation. All claims need to be thoroughly investigated and insurers will often seek documentation to support a claim before issuing payments - this can unfortunately delay the process.

Advertisement Sep 26, 2020

SCAMS - FRAUDSTERS

SCAMS! FRAUDSTERS! After I lost both my parents in the same year, I was left with my mums bmw x5. I couldnt get insured anywhere else as I was 24 at the time and barely had my licence a year.
Unfortunately my mums car got stolen as I parked it 2 streets away from my house for the week as I didnt renew the permit for the house ( as I was going through probate) - I kept getting tickets so I thought let me park 2 streets away for a few days until I get my new permit. Badluck as the car was stolen the same day I got the permit and to pick it up. They said its a void as it was false address or something. I had to pay to get the car towed to them once they found it all stripped. Was £600. Then it took a whole 15 months for them to reply and say they will not be paying out. Not only do I have to pay the outstanding loan on the car of £26,000. they sent me another letter for investigations costs etc for around another 600. Called them multiple times and cant get through anyone. This has completely fuc*ed me up. They just want to take money from you non-stop. Urgh I hope this company closes down. Everyone there should rot in hell

Date of experience : September 26, 2020

Reply from XS Direct Car Insurance UK

Thanks for taking the time to give us your review and sorry that you have an issue. To help us understand fully, can you please email us at complaints@xsdirect.com? We'll look into it, come back to you quickly & do our best to resolve the matter.